The politics of deficits, surpluses, borrowing and debt Essay - 1

The politics of deficits, surpluses, borrowing and debt - Essay Example A diverse empirical literature is provided by research based on industry level-data [Rajan and Zingales 1998; Wurgler 2000], time-series research [Neusser and Kugler 1998; Rousseau and Wachtel 1998, 2000], and econometric investigations that use panel techniques [Beck, Levine, and Loayza, 2000] supports the view that financial systems are essential for economic growth. While a strong relationship exists how sound and well-functioning financial markets impact economic growth, Beck et al raise a critical question: ‘How did some countries develop well-functioning financial systems, while others did not? Why do some countries have particular laws and enforcement mechanisms that support the operation of free, competitive financial markets, while others do not?’ (2001, p.2). Particularly, why do some countries post huge budget surplus amounts while other states suffer prolonged effects of massive budget deficits? According to Petersen (1999), governments face the fundamental issue of using credit and raising funds in the present that will be repaid in the future with interest, a cost just like any other economic choice. Governments usually borrow in order to finance deficits (easier than to raise taxes), stabilize the economy in the short term and invest in productive infrastructure and economy upskilling in the long-term. Foreign borrowing allows a country to invest and consume beyond the limits of current domestic production and, in effect, finance capital formation not only by mobilizing domestic savings but also by tapping savings from capital surplus countries (Narayanan 2002). Petersen notes that national governments face more options in this regard because it has control over the money supply as well as the operation of the banking system and credit markets than its local counterparts but argues that the more open that national economies have developed, â€Å"the more even those opti ons are curbed by the workings of the international economy†

Advantages and Disadvantages to Kraft Foods Case Study

Advantages and Disadvantages to Kraft Foods - Case Study Example Therefore, if Kraft Foods starts producing healthier products, it will establish positive relationships with different stakeholders. The move will also depict that the company is committed to corporate social responsibility (Lussier 2008, p. 223). On the other hand, the company is likely to lose some of its customers because the new versions of chocolate will have a different taste. Notably, the esteemed customers of the company have been consuming its products because of their unique taste. However, lowering the calorific value of the chocolate versions will alter the product taste. Many customers may not like the new taste. The company will also incur new costs in production. Worth noting is the fact that the company will need to source ingredients that will be used in the production of lower-calorie chocolates. In addition, the company will need to spend on advertising and promotion strategies in order to introduce the new versions into the market. In my opinion, the UK government is likely to introduce legislation that will require taxation of high-fat food products like chocolate. Since the government has experienced the financial burden resulting from medical costs associated with the high morbidity cases resulting from obesity, it is likely to take new measures. The government is also concerned about the health of children and adolescents who are more affected by high-fat food products such as chocolate bars. Therefore, there are higher chances that the government will intervene (Lussier 2008, p. 223). Denmark repealed its fat-tax law after the realization that it contributed to increased consumer prices for the high-fat products. The tax did not motivate companies to produce healthier products. On the contrary, the tax law increased consumer prices, and the consumers had to bear the financial burden.

Third version of Parents Essay Example for Free

Third version of Parents Essay Birth place of parents.   Ã‚  Ã‚  Ã‚  Ã‚   Both my mother and father were born and brought up in India. My father finished Physical Therapy when he was only nineteen years old, and soon after, he took up a job in Norway. Later on he moved to the USA, got married and settled down in South Florida. Traits of my father.—Intelligence, honesty, integrity, love for the family.   Ã‚  Ã‚  Ã‚     My father is a very intelligent and knowledgeable man He is a very sincere and hard working man and looks for perfection in any job that he undertakes.    .He has conservative family values and never seeks fun and recreation without his family. He is a very honest person and is straightforward. He never goes out to social gatherings without my mother and they are always seen together. My parents have been happily married for nearly twenty five years and make an ideal couple. Traits of my mother—Extrovert by nature, helpfulness, sensitivity, light-heartedness., expertise in public speaking.   Ã‚  Ã‚  Ã‚     Ã‚  My mother is a very fun-loving and out-going person. She does a lot for the community and organizes   six   to seven events a year, in her Indian Community Association. She possesses great interpersonal skills and is also good at public speaking .She can convincingly talk to a crowd without any hesitation and reservation. She is a wonderful home maker.   She loves music and dancing and is also a good orator. Traits that I inherit from my father.   Ã‚  Ã‚  Ã‚  Ã‚   I have inherited the family values of my father and would stretch myself for family and friends. Patience is another trait that I am proud to have imbibed from him. Diligence to duty is the foremost characteristic of my father and I too never shy away from hard work. I am very hard working like my father and give my maximum effort to anything that I undertake. I am also abreast with what is going on in spheres that are relevant to my education and future career and my father is responsible for my interest in commercial business news. Traits that I inherit from my mother.   Ã‚  Ã‚  Ã‚     Ã‚  I have inherited the same leadership qualities, organizing capability, oratory and dancing skills of my mother. My mother is the root cause of my aptitude to public speaking and I can lead a team, organize events and coordinate efficiently .I have also imbibed the proper balance between duties and hobbies in my routine. I am nimble on my feet and this dancing skill has been handed down to me by my mother. Like her, I too love to drive cars fast. .Rapport with my parents   Ã‚  Ã‚  Ã‚     Ã‚  I have a great rapport with both my father and mother though I am closer to my mother. The topics of discussion vary. I look up to my father for advice in serious matters, and discussions are restricted to cars, college, business, education and the like With my mother I am more comfortable with emotional problems and can discuss anything under the sun. It can be either be a light-hearted sharing of jokes, holidays, a birthday present, or a tough question paper, an unexpected silly mistake in my Math exam, or a silly argument with my friend.   There is not one problem that I cannot confide in her and seek her intuitive emotional support.   Ã‚  Ã‚  Ã‚     The absolute intellectual rapport that exists between my father and me and the emotional closeness with my mother provide a very good balance in me. Hobbies and interests   Ã‚  Ã‚  Ã‚     My father is a good reader. His interests are in world affairs, economy and the financial markets. There is not a day when he would miss reading a newspaper or listening to news telecast. He knows the nuances of business , industry, , fluctuations in stock indices, emerging economies, global trends, growth prospects of different sectors, political trends, and so on.   Ã‚  Ã‚  Ã‚  Ã‚   My mother loves reading, music, and participation in social events. She loves to listen to all kinds of music. She is the president of a local Indian Community Association. She has been successful in organizing events because she knows what kinds of competitions and events would interest her friends in the community. She is a perfect coordinator and her friends look up to her for her innovative ideas in social gatherings.     She is quite popular and her name has been published a in the local section of the news papers. Her other interests include car driving. She loves to drive cars and is excited when the speedometer shoots up.

Scarlet Letters Use Of Symbolism To Show Psychological Effects Of Sin :: essays research papers

"The act†¦gross and brief, and brings loathing after it." This was said by St. Augustine, regarding immorality. This is discovered to be very true by the main characters in The Scarlet Letter, Nathaniel Hawthorne's story of a woman (Hester) who lives with the Puritans and commits adultery with the local minister (Dimmesdale). In his novel, Hawthorne shows that sin, known or unknown to the community, isolates a person from their community and from God. He shows us this by symbols in nature around the town, natural symbols in the heavens, and nature in the forest. First we see two symbols in the town that show how sin isolates people. In the first chapter we see a plant which stands out, "But on one side of the portal, and rooted almost at the threshold, was a wild rosebush, covered†¦ with its delicate gems" (Hawthorne, 46). This rosebush is like Hester, for it too stands out as wild and different. She wears her scarlet letter among the solemnly dressed Puritans as this rosebush wears its scarlet blossoms amidst a small plot of grass and weeds. They both stand separate from their surroundings. Later in the book we hear a conversation between Dimmesdale and Roger Chillingworth (Hester's unknown husband). They are discussing the origin of a strange dark plant that Chillingworth discovered. "I found them growing on a grave which bore no tombstone, nor other memorial of the dead man, save these ugly weeds that have taken upon themselves to keep him in remembrance. They grew out of his heart, and typify†¦some hideous secret that was buried with him†¦" (Hawthorne, 127). Here we have a special case of one who was not discovered by men to have sinned during their lifetime. However, having avoided punishment in life, this person has been isolated in death. This person tried to keep wrongdoing a secret, hiding it within himself. Yet the sins committed could not be kept secret, evidenced by their final disclosure shortly after death. There remains nothing honorable to show where this person lies, but rather mutant weeds that grew out of the blackness of the person's heart. The final resting place of the wrongdoer has now been separated from other graves as the sins are manifested by natural powers. The next area is symbols in the skies. Our first instance occurs during the second famous scaffold scene. Dimmesdale, Hester, and Pearl are atop the scaffold when, "a light gleamed far and wide over all the muffled sky.

Relationship Between Satisfaction with Life To Social Network Size Essay

Abstract     Ã‚  Ã‚  Ã‚   The dilemma in society are how to pursue pleasure or a source of happiness. The effect that society has on a individual leaves them oblivious to the source of gratitude. Simple acts of kindness are akin to the source of what people find most important.   The data that was used to answers the personal questions that were designed to determine the statistical source of the personality type.   The attributes of a personality type that contribute to the situation are statistically proven. The personality types that become involved with others individuals find themselves in a similar situation.   The relevance of the importance topic pertains to the effect on the individuals and those that they involve.   The information will help develop the future behavior that is attributed to kindness. Research that could have an effect on the ability to continue with the conscious habits of appreciation.   The natural tendencies of people as they seek satisfaction in life should always be aware of how their surroundings affect their neighbors. Statement   Ã‚  Ã‚  Ã‚   The personality types that are inclined to be involved in efforts that are for the greater good.   The studies that have tract the ability of a mind and its efforts to involve the humanitarian efforts through conscious efforts or non- conscious habits.   The ideology that is strived for as the various mindsets that are guided in the practicality of gratitude, in every facet of existence.   There are different mindset that are attributed to their expected outcome of a situation.   It has been studied that there are few rational that can explain the motivations of an individual.   Ã‚  Ã‚  Ã‚   Every individual can be categorized as their physical descriptions eliminate the possibilities.   The methods that are used to determine the psychological profile of the individual also is categorically determined.   The determination of the personality types is commonly referred to as the Big Five.   This offer the determination of the extroversion, agreeableness, conscientiousness, and neuroticism.   These characteristics that are used to determine the tendencies of an individual are often seen in their persona or attitude.   Every individual was aware of their participation and the data that was to be collected.   Ã‚  Ã‚  Ã‚   The research that has been accumulated has a further understanding of the motivation that allows others to be assisted   by their physical determinations. The further science can be explained as to the reasons of or what creates gratitude, the quicker a mind can be assisted in realizing another perspective.   At the conclusion of a study the   participants were realizing that their behaviors were measured only for data; however, the conscious decision to include this new behavior in their own life is a personal choice. Introduction   Ã‚  Ã‚  Ã‚   The objectives that have been stated throughout the research was to determine the reasons for gratitude and the motivation that leads one to involve it in their lifestyle.   A publication by Health Psychology was used to determine the scale of dispositional optimism. The efforts that are needed in society can be developed by having the conscious mindset that is conducive to the philanthropic contribution.   Those that seek the emotional effect that it has on their life is directly linked to the gratitude that they exhort in common situations. The recent efforts to examine the problems that are linked to the lack of social awareness or concerns that are a direct correlation to the efforts of any individual.   Ã‚  Ã‚  Ã‚   The triangulation of the tendencies that are to be a desired behavior in society and its resulting actions.   The surveys that was conducted in 1985, pertained to life’s orientation of how it was used to determine the optimism and expectancy.(SWLS; Diener, Emmons, Larsen, & Griffin, 1985) Questionnaire was regularly   handed out in efforts to ascertain the need of self consciousness.   The health concerns that related to the survey were between the related theories and the orientation of the scale. The different tests have been previously designed by other psychologists.   The most important test was the designed by Saucer.   It is used to determine the psychological scale known as the Big 5. It categorizes the personality types such as extrovert or introverts and their interactions.   This enabled the team of Belk and Richin to use their materialism tests to determine the scale.   The Belk version is used to measure the pro-sociality and the levels of gratitude.  Ã‚   It assists in determining the life satisfaction, envy, perspective- taking, and spiritual transcendence.   Ã‚  Ã‚  Ã‚   Similar in design; however, the Richin material test is used calculate the success and happiness.   McCollogh published an article in 2001 that proposed several directions for future research on gratitude that included psychometrics.   The effect of gratitude has motivated the returning of the act.   It presented several issues that had to be answered.   Others that contributed to the research were P.C. Ellsworht and C.A. Smith.   The article- Shades of Joy: Patterns of Appraisal- differentiate pleasant emotions shared in their research that the adjective of loving, grateful, friendly, and admirer had a structure that was a trifold cluster of the satisfaction of the senses.   Ã‚  Ã‚  Ã‚   The remaining data that had to be contributed was primarily used to support the research that already been completed.   Butler’s research, 3 studies in 4 years, were all pertaining to the structural equation stated that the one factor solution for the six retaining items were assessed.   It was used to determine the statistics of processing that information in a standardized square. Increasing the likelihood of finding the adequate parameters.   Those various tests were designed to determine the accurate measurement.   The variable tests that are used to compile the data. Thus the information that has been processed through those test is accurate enough to determine the weaknesses.   Ã‚  Ã‚  Ã‚   The concerning that are the three psychological domains are : 1) emotional as the primary concern is the well being   2)social interaction  Ã‚   3)spirituality and religion , all of these have a direct influence into the development of gratitude.   (McCullough et al., 4)   Ã‚  Ã‚  Ã‚   Those that involve themselves have a mentality more empathetic, forgiving, helpful, and supportive.   All those characteristics are trademarks of a productive individual or a conducive environment.   The emotions that one feels is often due to the requirement of those that the individual surrounds themselves.   The people that are noticed by their gaps in their emotional well being are those that need to be aware of their social and spiritual priorities.   According Emmons and Tsung, the trait that are classified by the Big Five (John, Donahue, & Kentle, 1991) can be categorized as an individual that is grateful as more extraverted, more agreeable, and less neurotic.   Ã‚  Ã‚  Ã‚   The gratefulness as the generic term is applied to many aspects of the mind.   Emotions, disposition, and attributes of an individual all contribute to the person’s willingness or non-conscious efforts in what is considered volunteer work.   The compassion that is conducive to many of the situations that are needed for others to appreciate what is accomplished.   The premise or higher ideology is considered spiritual. Methods   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Those that were involved in developing the study were following the guidelines that are designed to keep the data resources non bias. The participants were 91 students, 23 male (25.3%), 68 female (74.7%) enrolled in Research Method in Psychology class at the California State University, Fullerton. The demographics were reflective of the populous and the involvement was voluntary. These participants range from 19 years old to 46 years old. The demographics are categorized in the Table 1.   The second study involved 1228 adult volunteers. The majority were women and almost 90% were Caucasian. All of these participants were involved with spirituality and health.   Ã‚  Ã‚  Ã‚  Ã‚   To conduct this research participants were ask to complete a questionnaire, which was used to determine demographics and how it affected the tests, PANAS (Watson, Clark, Tellegen), Subjective Happiness Scale (Lyubomirsky, Lepper), Satisfaction with Life Scale (Diener, Emmons, Larsen, Griffin), Gratitude questionnaire (McCullough, Emmons), Tendency to Forgive Scale (Brown), Rosenberg Self-Esteem Scale (Rosenberg), Life Orientation Test (Scheier), Lubben Social Network Scale (Lubben) and Big Five Inventory Scale (John, Donahue, Kentle). Each participant received a questionnaire that had a description of the study and instructions. The participants were asked to provide some cursory information indicating their gender, age, level of education, and language preference. The PANAS was designed so that the individuals words would describe their different feelings and emotions. The participants were asked to indicate to what extent they have felt each feeling or emotion listed in the past two weeks at the time of the survey. A scale of 1-5 (very slightly or not at all, a little, moderately, quite a bit, extremely) was used to record their answers. The Subjective Happiness   and Satisfaction Life Scale consists of questions to rate how happy the participants perceive themselves to be on a sliding scale.  Ã‚   The Satisfaction with Life Scale (SWLS) is a measure of life’s satisfactions and how they developed by Ed Diener and colleagues (Diener, Emmons, Larsen & Griffin, 1985). Life satisfaction is one factor that is more of a general construct than a subject that pertains to well being. Theory and research from fields outside of rehabilitation have suggested that subjective well being has at least three components, positive affective appraisal, negative affective appraisal, and life satisfaction. Life satisfaction is distinguished from affective appraisal in that it is more cognitively than emotionally driven. Life satisfaction can be assessed specific to a particular domain of life or globally. The SWLS is a global measure of life satisfaction (Corrigan, 2000). The Life Orientation Test rates how optimistic or pessimistic the participants are in the Lubben social networking which consists of similarly designed questions that involved all aspects of the individuals life. The importance of social ties in the lives of older people has becoming increasingly recognized as strong associations have been consistently found between social support networks for physical and mental health. The Big Five inventory consists of a number of characteristics that may or may not apply to participants. (McCullough et al, 5) The participants were asked to rate the applicability of each characteristic to themselves in a scale of 1-5.   The factors are openness, conscientiousness, extraversion, agreeableness, and neuroticism (OCEAN) or from the Five Factor Model (FFM). This consists of the following 5 factors: urgency, agreeableness, dependability, emotional stability, and culture. Each factor consists of a number of more specific traits. For example, extraversion includes such related qualities as sociability, excitement seeking, and positive emotions.   Ã‚  Ã‚  Ã‚   Questionnaires were handed out to all participants in the classroom of research method in psychology at the California State University, Fullerton. Participants were given instructions as a group and were told that participation in this study would be anonymous. It was also stated that they may choose to participate and could withdraw at anytime. The whole session took about 15-30 minutes. Participants were provided informed consent and debriefing.   Ã‚  Ã‚  Ã‚   This effort was similar to previous efforts to compile a thorough report that supported the thesis of generosity and the appreciative nature.   The information compiled and addressed several important fundamental aspects of life.         The three studies showed that all indications of a grateful disposition is social desirable.   The data that was used contained self reports examined and how it ranked.   Next, the disposition was calculated from life’s satisfaction of vitality, happiness, hope, and optimism.    The response were then empirically calculated.   Third step was determining the lower order traits that contained the emotions pertaining to well being, willingness, and spirituality aspects that pertain to life and the coping mechanisms that can disable the ability to consciously be thankful and helpful.   The last steps involved bringing the personality traits that are determined by the Big Five and the common association that are in sync or are agreeable. Results   Ã‚  Ã‚  Ã‚   The results of previous efforts and the most recent data provided support the thesis. The measures of affectivity and life satisfaction in all areas that were tested are conducted to determine the next course of action for testing and retesting as for accuracy.   The information that is issued and used to understand the importance of life satisfactions, vitality, subjective happiness, optimism, and hope. It is to understand these simple concepts that the affectivity and life satisfaction was determined with positive and negative affects that would influence the psychological symptoms.   This includes the variable that resulted in understanding prosociality.   The disposition with empathy and social desirability were used to validate the believe that the spirituality and religiousness would have supported any concept of what and why people are appreciative.   Ã‚  Ã‚  Ã‚   The results of the first study that involved the information gathered from the Big Five assessment and variable ranking scale of a certain â€Å"idea† or ideal. The analysis that was used to calculate the self report and the measure of affectivity and life situation with the greatest weight.   This was closely supported by the remaining questions and their assessment as it was placed through the structural equation model.   The statistical equation determined the validity of each section as it is compared. A t-test was conducted to determine whether or not there are social sizes difference in satification with life for people with optimism, and conscientiousness. The results those showed that smaller social network size (mean=4.10) were significantly less satisfied compared to those with life larger social network size (mean=5.05; t(89)= -3.79, p.001). The result showed that there was a strong positive correlation between the Satisfaction with life and the Optimism (r=.54, p.001), there was a strong positive correlation between conscientiousness and satification with life (r=.22, p.04).   Ã‚  Ã‚  Ã‚   The effect on an individual’s answer is the influenced by their interaction in certain situations.   The factor that are used to determine the type of person that is in a situation that are agreeable, conscientious, extraversion, neuroticism, and openness.   The types of individuals that one associates with fall into four categories – friend, relative, romantic partners, and coworker.   Ã‚  Ã‚  Ã‚   The results of a variable of 39 questions statistically check and recheck so that the validity would be accurate.   When determining the optimism of how the â€Å"Big Five† personality effectors are involved.   It was used to the one factor system of gratitude and vitality. Using the two factor solution fit better as the correlation factors were at r=.46, p

Informative Speech How to Make a Boutique Bow Essay

Informative/Demonstrative Speech I. Introduction a. Attention Getter: Have you ever wondered how you could make your own hair bows? Do you want to learn to make hair bows for that precious little girl in your life? b. Brief Background: The idea to make hair bows first came to me after shopping for bows at the mall and realizing that they were not only poorly made but also extremely expensive. Hair bows are fun and simple to make, and anyone can learn how in just a few easy steps. (www.makehairbows.org) c. Specific Purpose Statement: After listening to my presentation you will learn how to make a simple bow in 8 easy steps. II. Body d. The first step to making a simple boutique hair bow is†¦show more content†¦You will do the same with the bottom section of the ribbon, looping it up and over the top part of the ribbon, forming a figure 8. v. While holding the center of the figure 8, fold the top of the figure 8 into the center crease (this will make the top part of your bow). You will do the same with the bottom part of your figure 8, folding it up to the center crease (this will shape the bottom part of your bow). vi. Use the alligator clip to hold your bow at the center crease so that you may freely make any necessary adjustments to your bow, without worrying about it falling apart. vii. Remove the clip, while holding the center of the bow in place, fold the bow at the center once, and then again at the top and at the bottom of the center of the bow, making three creases along the center. viii. You will now tie off your bow at the center by inserting the embroidery needle and string from t he bottom of your bow to the top, pull the needle thru the center and wrap the string around tightly to make the center of your bow, and tie it tightly at the ends; cut off any excess string. ix. Your ribbon should now look like a little bow-tie, and we can begin covering up the center with 3/8† ribbon. 9. Now you will cut about 6† of 3/8† grosgrain ribbon,

Anorexia Nervosa, Bulimia, And Binge Eating - 1694 Words

With the stress of everyday life, such as drama, friends, school, family, and extracurricular activities, eating disorders are becoming more and more common. There are three main types: anorexia nervosa, bulimia, and binge eating. Binge eating is when you consume large amounts of food at one time, following the intake with no attempt to prevent weight gain. Bulimia is when you consume large amounts of food at one time, followed by an attempt to prevent weight gain, such as self-induced vomiting. Anorexia Nervosa is when you limit your food intake to little-to-none with the outcome of weight that is severely low. All the disorders are life threatening, but you need the nutrients that food provides to live, therefore, anorexia nervosa could be the shortest road to death. Anorexia Nervosa Anorexia nervosa is labelled as a psychiatric disorder seeing that it all starts in your head and is rising frequently. Early symptoms of anorexia nervosa are actions such as skipping what starts out as one meal and increases as your weight drops, randomly becoming antisocial, refusing to eat in public, constantly complaining about your body image. The person may become defensive very easily when it comes to people talking about their eating habits or simply encouraging them to eat. A diagnosis can be confirmed when the person has reached less than 85% of the average weight for someone his/her age, when the person starts to refuse that being underweight is dangerous for their health,Show MoreRelatedEating Disorders : Anorexia Nervosa, Bulimia, And Binge Eating1453 Words   |  6 PagesIn the United States of America 20 million women, and 10 million men suffer from a clinically significant eating disorder at some time in their life. There are three types of eating disorders, Anorexia nervosa, bulimia, and binge eating. 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